uob own banking
uob own banking
Blog Article
UOB Lender delivers a number of particular banking expert services intended to fulfill the financial wants of people. Underneath is an intensive overview to assist you fully grasp the key elements and offerings.
Varieties of Accounts
Personal savings Account: This account means that you can save money whilst earning interest.
Attributes: Easy access, interest earnings, minimal fees.
Rewards: Protected place for your funds, possible growth by fascination.
Recent Account: Ideal for every day transactions and managing expenses.
Options: Checkbook facility, overdraft security.
Positive aspects: Practical for regular payments and withdrawals.
Fixed Deposit Account: For people aiming to gain increased curiosity rates about a set period.
Options: Fastened phrase deposits, greater desire prices compared to price savings accounts.
Positive aspects: Secure financial investment solution with predictable returns.
Loans
Own Loans: Unsecured financial loans that could be used for several reasons like education or household renovation.
Varieties:
Installment Financial loans
Credit rating Lines
Added benefits: Flexible repayment conditions, competitive fascination rates.
Property Financial loans: Tailor-made methods for acquiring assets or refinancing existing home loans.
Forms:
Set Amount House Bank loan
Floating Level Residence Financial loan
Advantages: Unique plans to match particular person desires, desirable premiums.
Credit Cards
UOB features a range of credit cards catering to diverse existence and spending behavior:
Benefits Playing cards: Get paid points on each and every invest in that may be redeemed for items or travel miles.
Cashback Cards: Get money rebates on every day paying out which include groceries and eating out.
Travel Playing cards: Unique Advantages like air miles accumulation and travel insurance policies protection.
Financial investment Services
For individuals thinking about developing their wealth by means of investments:
Unit Trusts * Diversified portfolio managed by specialists. * Ideal for extended-time period growth objectives.
Structured Deposits * Brings together the features of conventional deposits with check here investment decision items. * Perhaps increased returns but with a few chance concerned.
Insurance policies Items
To guard oneself and your family against unexpected gatherings:
Daily life Insurance policies * Supplies fiscal safety in the event of Dying or essential disease. * May also function a discounts Device according to the policy picked out.
Wellbeing Insurance policy * Covers clinical bills which includes hospitalization costs. * Important for mitigating large Health care charges.
Electronic Banking Expert services
Ease at your fingertips through electronic platforms:
Internet Banking
Means that you can control your funds on the internet:
Perspective account balances and transaction historical past
Transfer resources among accounts or pay out charges
Make an application for new items (loans/bank cards)
Mobile Banking
Banking on-the-go by using cellular apps:
Quick harmony checks
Mobile payment selections (QR code payments)
Notifications & alerts about account activity
Using these complete offerings, UOB aims to offer customized banking solutions that cater specially to person requirements even though ensuring ease and stability in all transactions.